I have $3000 in debt, I can't afford to pay it anymore. Will I ever be able to lease an apartment?

Talk to your bank and see if they can help you consolidate your credit card and they will work with you where you can pay them a monthly amount that you can afford. Remember that different cards have various interest rates. DO NOT GO DELINQUENT on your bills, this will definitely affect your credit score, which they check if you are leasing an apartment or buying a card, or getting a loan. You will have to manage to pay off this debt, from experience my bank worked with me to pay off my credit card and i made a monthly payment to them that i can afford. good luck.